Life insurance > Does GPS Vehicle Tracking Equate To 'Big Brother?'
Does GPS Vehicle Tracking Equate To 'Big Brother?'

 by: Ken Sink

When people ask about my business, I tell them, ?My company offers GPS vehicle tracking systems.? Their response lets me know whether they are an employee or a business owner.

The first words out of the mouth of an employee is: ?Sounds like ?Big Brother? to me.? Oh no, not ?Big Brother!? Visions of mind-controlled drones working like slaves come to mind and they quickly walk away.

?Big Brother?? What is wrong with a business monitoring their vehicles? Or making sure their employees are doing what they?re being paid to do? Who owns these vehicles, anyway? Does the owner have a right to know how they?re being used?

Now, don?t get me wrong. I believe employees should be trusted and treated as adults. But, if you?ve ever driven a rental vehicle differently than the car you own, then you understand how an employee may mistreat a company vehicle.

Take the speeding employee, for example. Employees who drive too fast waste your gasoline, wear out your vehicle prematurely and sooner or later, drive up your insurance rates.

A GPS vehicle tracking system can alert you when someone exceeds your pre-set speed limit. It?s your vehicle, your fuel and your insurance premium; a tracking system helps you regain control of them.

Who uses your vehicles after hours and on weekends? Is an employee using your vehicle to moonlight? Is he using your gas to move his brother-in-law into a new apartment? You?ll know if you install a GPS vehicle tracking device in your vehicles.

How do you verify overtime claims? Maybe you can verify the work was done, but when? With a GPS tracking system, you can cross-check a vehicle?s location with the time of day it was there.

Have you ever been tempted to take an extended lunch hour? Think your employees might be tempted, especially if they?re out of the boss?s sight? A GPS tracking system records how long each vehicle remains at one location; use it to keep them honest.

Another benefit of GPS vehicle tracking systems: you?ll never make another phone call to find out where your employees are?you can just look on the map displayed on your computer screen. Also, your GPS tracking system will remind you when it's time to rotate tires, change oil or perform other scheduled maintenance. And, many insurance companies offer discounts of up to 30% for vehicles protected with GPS tracking systems.

The employee also benefits when their company vehicle is equipped with a GPS vehicle tracking system.

1. Hand-written driver logs are replaced with data from the tracking system.

2. Using info from the gps tracking system, each employee?s productivity can be quantified and compared; an employee?s performance can be more objectively measured.

3. Your dispatcher can look on a computer screen and locate all your vehicles immediately.

Customers also benefit from GPS vehicle tracking systems. Businesses can provide precise arrival or delivery estimates, because the estimate is based upon the actual location of the tracking device-equipped vehicle at the moment they call. If a customer questions when your employee arrived or left --prove it to them using data from your tracking system.

Still think GPS tracking systems are tools of ?Big Brother?? I guess it depends upon your point of view.

The concept of ?Big Brother? never comes up with business owners. The business owner will say: ?How will tracking my vehicles help my business make more money?? They want to know what GPS vehicle tracking can do for them.

Are GPS vehicle tracking systems ?Big Brother???You tell me.

About The Author

Ken Sink, owner of My Vehicle WatchDog, is a veteran with 20+ years of transportation experience, including fleet management of over 800 vehicles. Visit http://www.MyVehicleWatchDog.Info for more information about GPS vehicle tracking systems from Fleet Management Solutions, Networkfleet and Sprint/Nextel.



Life Insurance - Make Sure Your Family Is Cared For

Life Insurance - Make Sure Your Family Is Cared For


 by: Jakob Jelling

No matter who you are or what you do for a living, you should make sure that you have some sort of life insurance policy.
However, this is even more the case if you are one of the only sources of income for your family.
In this case, you should keep in mind that your family will lose your income should you die prematurely - but with life insurance, they will still be taken care of afterward.
These are not situations that anybody likes to think about, of course.
However, it is always best to be prepared for the future.

There are two types of life insurance that can apply to most people.
The two policies are both term life insurance and permanent life insurance.
While ideally, everybody would be able to get permanent life insurance, that might not be the best choice for you due to the price of insurance.
Term life...

Life Insurance - Make Sure Your Family Is Cared For
Life insurance > Life Insurance - Make Sure Your Family Is Cared For

In memoriam: Dan Hickman - Explorer of Provence. Life is short, so let's appreciate every day

In memoriam: Dan Hickman - Explorer of Provence. Life is short, so let's appreciate every day

 by: Susanne Pacher

Less than 2 weeks ago I completed an interview with Dan and Judith, the couple who spent 2 amazing years in Provence, house-swapping their Toronto home for a country house in the south of France, who had just recently returned from another trip back to France.

Just 2 days ago I had a chance to include Dan and Judith's beautiful photos into the interview and I re-uploaded the interview with the photos onto the site and also sent the link to Judith.

5 minutes ago I received an email from Judith saying that she could only respond briefly since she had to get ready for Dan's funeral who had passed away unexpectedly on Monday from a heart attack. In all her grief, Judith managed to say that she was glad that Dan's words and photos will live on in this website.

I am in a total state of shock right now because when I met Dan and...

In memoriam: Dan Hickman - Explorer of Provence. Life is short, so let's appreciate every day
Life insurance > In memoriam: Dan Hickman - Explorer of Provence. Life is short, so let's appreciate every day

Why Disability Insurance Is So Important

Why Disability Insurance Is So Important


 by: Carolyn Magura

When you have a disability of any type, your time, energy, and emotions are all heightened as you begin the journey to learn all you can so that you can regain the best quality of life that you can, given your particular circumstances. And, if you are married, and/or if you have children, trying to communicate with them what is going on with you, as well as to your doctors, becomes a difficult chore also.

With all of this chaos in your life, the absolute last thing that you need to worry about is money! What if I can?t work any longer? How will the bills be paid?

Perhaps you are saying that you do not need any disability insurance. Consider the following.

Disability Statistics[1] The odds of a person having at least one long term disability (LTD) that lasts three months or longer before that person reaches age 65.

DISABLED: (1999) According to the Disability Management...

Why Disability Insurance Is So Important
Life insurance > Why Disability Insurance Is So Important

Common Mistakes To Avoid When Purchasing Term Life Insurance

Common Mistakes To Avoid When Purchasing Term Life Insurance


 by: Mike Bell

When purchasing term life insurance, there are a number of factors to consider. Consumers should make certain they understand the concept of term life insurance and make purchases accordingly. Here are a few of the most common mistake people make when buying term life insurance policies:

1. Buying a term life insurance policy because it is inexpensive. While the price may be cheap, you must make sure that the policy will meet your life insurance needs.

2. Failing to realize that term life insurance is temporary. A term life insurance policy will only be in effect for a set period of time. After that time expires you will need to renew, and if your health has deteriorated in that time it may be very difficult for you to obtain another policy.

3. Purchasing life insurance from an unknown or unstable insurance company. If the insurance company you choose does...

Common Mistakes To Avoid When Purchasing Term Life Insurance
Life insurance > Common Mistakes To Avoid When Purchasing Term Life Insurance